Underwriting

Obtain the best possible outcome on your impaired risk underwriting cases

Underwriting can be a time intensive and very frustrating process. Many times, you are faced with challenges that seem tough to get around. With the multitude of forms, medical issues, reinsurance arrangements, and client issues, it can be a difficult thing to navigate, especially when you are leading a busy practice with many clients. Wouldn't it be great to have a partner that has the experience, knowledge and practical applications to get it done for you? Provada is the solution for impaired risk underwriting.

Impaired Risk Life Insurance Underwriting

We address the challenges head on.

Obviously, not every case makes it through the underwriting process without a hitch. And even those that may seem easy often come back with problems. Our underwriting team is here to help you place and improve those tough cases.

A variety of impaired risk underwriting options available.

Traditional informal life insurance applications have proven to be a lengthy and inefficient process. At Provada, we have several options available to get you answers as quickly as possible. Our electronic XRAE system allows you to enter information on relatively straightforward impaired risk cases and usually get an answer back in moments. XRAE, along with our paper-based quick quote process, can also be used to obtain tentative underwriting decisions on slightly more complicated cases within 24-48 hours. And for complicated situations with multiple impairments, we continue to offer a complete informal life insurance application option where medical records are obtained and the case presented to appropriate carriers for review.

Contact us to learn more about our impaired risk underwriting solutions.

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