Ask about our Client Preliminary Underwriting Questionnaire - Set expectations by addressing the issues upfront!

NOW AVAILABLE: POLICY REVIEW PACKET

The Personal Policy Review Packet has been designed to add tremendous value to your book of business, as it will aid in evaluating your client's current insurance policy (ies) in the face of changing interest rates, longer life expectancies, improved underwriting classes, and life changing events. Find the Personal Policy Review on our website (http://www.provada.com/tools/advanced_planning.php): Tools => Insurance Brokerage => Advanced Planning => Policy Review.

All New Life Settlement Small Face Amount Program

Policies with Face Amounts from $25,000 to $500,000 can now receive Life Settlement offers as easily as applying for "Simplified Issue Life!" One of Three Innovative Programs Available!

Backed by large institutional funding, the "SFP" program is a simple and fast way to include Life Settlements in your insurance practice! With just the application and illustration, your client can receive a competitive Life Settlement offer for qualifying policies!

• No medical records or life expectancy report required!
• Offer in 10 days or less!
• Move to closing fast!

• Size of the Market - Policies of $25,000 to $500,000 comprise the vast majority of inforce policies. By targeting these policies, a large number of our producers should benefit from this program.
• Ease of the Process - Attending Physician's Statements and Life Expectancy reports are not required to obtain an offer. Simply submit a special application and illustration, and that's it!
• Tremendous Profits - The huge volume potential, combined with no out-of-pocket cost to obtain an offer, equals a highly profitable business.

For more Information on this program and two others like it, please contact:

Harry Beck CLU, CPF, CFA
E-mail: harry@cpssettlments.com
Phone: 415.369.9990 ext 118

Provada Insurance Services Hires Two Senior Associates

San Francisco, CA - August 27, 2007 Provada Insurance Services - a premier financial services marketing organization that provides brokerage general agency services along with life settlement and outsourcing solutions - is pleased to announce the addition of two new Senior Associates, Marwood Polasek and Corey Chan. Marwood and Corey are the latest addition to Provada's rapidly growing sales, service, and support team.

"Provada's growth is attributed to our passion of providing producers with innovative services that will help grow their book of business, while alleviating administrative and management pains that come along with business growth", says Lloyd Silver, Chief Executive Officer of Provada. "The addition of Marwood Polasek and Corey Chan is just the beginning of many new hires that will support Provada's enhanced service offerings, additional one- on-one attention with producers, and an increase in our client base."

Marwood Polasek joins Provada with over eight years of experience in insurance sales and financial advising, with a strong background in advanced planning. Corey Chan comes to Provada after a very successful career with Citigroup, Inc. He brings over ten years of experience in management, training, and sales in the banking and insurance industries. Marwood's and Corey's extensive backgrounds are valuable to Provada as it continues to grow and expand its service offerings. Our new Senior Associates will have the responsibility of forming strong committed relationships with our clients as well as actively identifying new opportunities by reaching out to new producers within the life insurance and life settlement industry.

We are privileged to have Marwood and Corey on board and look forward to a long and successful working relationship. Please join us in welcoming them to the team!

Life Settlement Case Results in Over Three Times Cash Value

We recently closed a life settlement case that resulted in the policyowner receive over three times the cash value of the policy. The face amount of the universal life policy was $1,400,000 with cash value of approximately $125,000. On the final day of bidding, we were able to net nearly $560,000 for the client.

Improve Results with the NAILBA Field Underwriting Guide

Provada is pleased to provide our advisors with the NAILBA Field Underwriting Guide. This valuable tool has been created to offer advisors great tips and resources to improve application placement ratios and underwriting results. You may download the Field Underwriting Guide here.

Make Your Rated Term Cases Standard with MetEdge

Take Advantage of MetLife’s table shaving program for Term Insurance, MetEdge! MetEdge is a facultative reinsurance program designed to get you the best possible offer for your clients on some Table B and C offers. Available for applicants aged 18–70 applying for a face amount of up to $2 million¹, Met Edge can be used for all life products except Survivorship and products issued by MetLife of Connecticut. Download our summary of MetLife's Table Shaving Program for Term Insurance for more information.

Complete Required Anti-Money Laundering Training

Provada is pleased to offer an opportunity to complete required anti-money laundering training. This course will take approximately 40 minutes and is offered at no cost. Go to http://nailba.limra.com to complete the course.