Life Insurance Paid for with Tax-Deducted Dollars: We’re Not Kidding!
There has always been a strong psychological appeal to purchasing life insurance inside tax-qualified retirement plans (pension plans, profit-sharing plans, 401(k) plans, etc.), since it was being purchased with dollars that had been 100% income tax-deducted.
Indexed Universal Life - The Ideal Retirement Planning Vehicle
With the still stumbling economy, increasing life expectancies, and uncertainties about Social Security, more and more people are thinking seriously about their retirement planning. In addition to Social Security, the traditional means of providing retirement income are essentially threefold: (1) Qualified Plans, including IRAs; (2) Personal Investments, typically Mutual Funds; and (3) Deferred Annuities, both fixed and variable. Each of these approaches has its strong points and its drawbacks.
Two's Company, Three's a Crowd
No, I’m not referring to a social gathering, but rather to the number of parties who should be named on a life insurance policy to fill the roles of insured, owner, and beneficiary. Unless there are rare special circumstances such as a split dollar plan or other unusual arrangement, there should never be more than two parties filling these three roles:
Life Insurance Policies with Long-Term Care Benefits Offer Enormous Benefits
We have provided information previously, both through blog posts and Webinars, on the many ways today of writing Long-Term Care insurance:
IRAs: RMDs and Conversions to Roth IRAs -- A Fabulous Year-End Door Opener!
Here are two timely subjects that should enable you to contact your clients before year-end.
A New Way to Receive Tax-Free Income!
Tax-Deferred to Tax-Free!
The Power of Tax-Deferral
How much more money will tax-deferral give me?
Create Financial Security with Predictable Cash Flows
"Create Financial Security with Predictable Cash Flows
... It's More Important Today Than Ever Before "
CLICK HERE, to gain access to a recorded webinar.
What to do with Underperforming Life Insurance Policies
Failing Life Insurance Policies
Simple Solutions for Difficult Times
In light of the current economic environment, we have created "Simple Solutions for Difficult Times - 9 Tips to Boost Your Revenue with Provada".
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