Milliman 100 Companies Report $326.8 Billion Pension Funding Deficit at Close of 2011
How to Avoid Taxes on Life Insurance
Having enough life insurance should be a key element of your personal financial plan. Hopefully, with some advance planning, you can collect life and disability insurance proceeds free of taxes.
Is There Really a Perfect Life Insurance Contract?
Learn how an IUL policy is becoming the ideal contract for consumers today: http://www.foxbusiness.com/industries/2012/05/02/is-there-really-perfect...
Delaying retirement: 80 is the new 65
A quarter of middle-class Americans are now so pessimistic about their savings that they are planning to delay retirement until they are at least 80 years old -- two years longer than the average person is even expected to live. Read more at: http://money.cnn.com/2011/11/16/retirement/age/index.htm
Life Insurance: GPT and CVAT
Indexed Universal Life Insurance as a ROTH IRA Alternative
Webinar: Multi-Generational Asset Allocation Modeling
Join Provada and Lincoln Financial Group on Thursday, January 5 at 10:30am PST as we discuss how you can help your clients integrate life insurance into the multi-generational asset allocation model and bring them new ideas for all aspects of their financial portfolios. This week's webinar will highlight:
TrueTerm Rates Are Going Down!
As of November 21, 2011, Lincoln Benefit Life has reduced rates for their TrueTerm product, making it a more competitive solution in their life portfolio. The rate changes will reduce rates in select cells up to 20%, with typical rate reductions in the range of 5-15%. (Please note: Not all rates changed, but there will be no rate increases.)
Here are the key facts to note:
Provada Launches Exclusive Capital Transfer Illustration Software
Introducing our exclusive capital transfer illustration software. Cap-Tran is a revolutionary tool which allows trusted advisors to show their clients how purchasing life insurance from IRA, CD or annuity assets makes financial sense.
Provada's capital transfer illustration software:
Ownership and Beneficiary Guide: Personal Policies for Family Protection
As promised in Tuesday's blog post, the following is the opening section of our Ownership and Beneficiary Guide, dealing with personal policies for family protection. The other sections of the Guide dealing with other typical situations will be published over the next few weeks. In the meantime, if you wish to receive a copy of the complete Guide, please send me an e-mail addressed to firstname.lastname@example.org.