Posted by Stephen Silver on Wed, Jan 4, 2012 @ 11:32 AM

Join Provada and Lincoln Financial Group on Thursday, January 5 at 10:30am PST as we discuss how you can help your clients integrate life insurance into the multi-generational asset allocation model and bring them new ideas for all aspects of their financial portfolios. This week's webinar will highlight:

Posted by Jessica Wilson on Mon, Dec 19, 2011 @ 11:03 AM

As of November 21, 2011, Lincoln Benefit Life has reduced rates for their TrueTerm product, making it a more competitive solution in their life portfolio. The rate changes will reduce rates in select cells up to 20%, with typical rate reductions in the range of 5-15%. (Please note: Not all rates changed, but there will be no rate increases.)

Here are the key facts to note:

Posted by Jessica Wilson on Mon, Oct 3, 2011 @ 08:00 AM

Introducing our exclusive capital transfer illustration software. Cap-Tran is a  revolutionary tool which allows trusted advisors to show their clients how purchasing life insurance from IRA, CD or annuity assets makes financial sense.

Provada's capital transfer illustration software:

Posted by Bob Burton on Thu, Sep 1, 2011 @ 02:06 PM

As promised in Tuesday's blog post, the following is the opening section of our Ownership and Beneficiary Guide, dealing with personal policies for family protection. The other sections of the Guide dealing with other typical situations will be published over the next few weeks. In the meantime, if you wish to receive a copy of the complete Guide, please send me an e-mail addressed to bob@provada.com. 

Posted by Bob Burton on Tue, Aug 30, 2011 @ 01:42 PM

Life insurance is typically one of the most important assets owned within a family or a business, and how the proceeds are distributed at the insured’s death is an essential and integral part of the family’s estate planning and/or the business’s business planning.  The many tax benefits of life insurance are also key to its effectiveness in all situations.

Posted by Jessica Wilson on Fri, Jul 22, 2011 @ 09:09 AM

Join Provada and Penn Mutual on Thursday, July 28 at 10:30am PST as we discuss how you can use gifts and intra family loans to fund permanent life insurance protection for your clients. This week's webinar will explain how these two strategies offer the advantages of simplicity, tax efficiency and flexibility. Join us this Thursday as we discuss:

Posted by Jessica Wilson on Thu, Jul 14, 2011 @ 03:52 PM

Join Provada and Transamerica on Thursday, July 21 at 10:30am PT as we discuss a UL/Term hybrid product with strong features that can help create sales opportunities in the business owners market. This week's webinar will cover:

Posted by Stephen Silver on Thu, Jul 7, 2011 @ 08:26 AM

Prudential’s re-priced UL Protector (2011 version), which has been available in most states, has finally been approved for sale in California.  Unlike many other GUL products that have had recent premium increases, this product’s premium has actually been reduced.

We have been advised that this product is very competitive on lifetime guarantees, guarantees to age 100, full pay scenarios for the top 3 underwriting classes and smoker classes, at ages 65 and younger, and on face amounts of $1 Million and over.

Posted by Stephen Silver on Tue, Jul 5, 2011 @ 03:26 PM

Aviva’s Guarantee UL Solution III is now available in both California and Pennsylvania.  This is a much simpler product with built in coverage and is competitively positioned for issue ages of over 65.  They have improved their competitiveness on at $1 Million of face in most lifetime and single pay scenarios.  Also, the NLG period will be the same in all years of the contract for level and lifetime pay scenarios.

Posted by Stephen Silver on Tue, Jul 5, 2011 @ 12:23 PM

MetLife has just announced that effective today (July 5,2011) they have repriced their Guaranteed Level Term products.  This will improve their competitiveness with decreases for many 10, 15 and 20 year term cases with face amounts of $500,000 or more and will for the most part lower rates for female applicants.